CITATION

Duguay, Dara. Don't Spend Your Raise. McGraw-Hill, 2002.

Don't Spend Your Raise

Authors:

Published:  December 2002

eISBN: 9780071415804 0071415807 | ISBN: 9780071402224
  • Copyright
  • Contents
  • Preface
  • Introduction
  • PART I Investing in Your Future
  • Chapter 1 Don’t Treat Money as a Taboo Subject
  • Chapter 2 Don’t Fly First Class Just for the Free Drinks
  • Chapter 3 Don’t Rely on Your Relatives for Financial Aid
  • Chapter 4 Write Down Your Money Goals
  • Chapter 5 Don’t Allow Events to Get You Off Your Plan
  • Chapter 6 Talk About Money as Much as Possible
  • Chapter 7 Learn from Your Parents
  • Chapter 8 Money Isn’t Everything
  • PART II Dollars and Sense
  • Chapter 9 Don't Cure Boredom by Going to the Mall
  • Chapter 10 Pay Yourself First
  • Chapter 11 Pay the Needs Before the Wants
  • Chapter 12 Never Guess When Filling Out a Budget
  • Chapter 13 Don’t Carry Around Loads of Cash
  • Chapter 14 Never Buy a New Car
  • Chapter 15 When You Change Jobs, Don’t Cash Out Your Retirement Account
  • Chapter 16 Don't Take a Vacation in High Season
  • Chapter 17 Never Make a Significant Purchase on the First Trip to the Store
  • Chapter 18 Pay Your Mortgage Biweekly
  • Chapter 19 Always Pay Your Bills on Time
  • Chapter 20 Resist Temptation
  • Chapter 21 Free Does Not Always Mean Free
  • PART III Livin’ Large
  • Chapter 22 Don't Try to Keep Up with the Joneses
  • Chapter 23 Be Willing to Give Up the Wants
  • Chapter 24 Don’t Spend More than You Make
  • Chapter 25 Don’t Spend Your Raise
  • Chapter 26 Don’t Shop When You’re Hungry
  • Chapter 27 Don’t Spend Windfalls with Abandon
  • Chapter 28 Live Below Your Means
  • Chapter 29 Get an Advanced Education
  • Chapter 30 Defer Gratification
  • Chapter 31 Don’t Leave Home Too Soon
  • Chapter 32 Keep Personal Staff to a Minimum
  • PART IV Credit: It’s Not Your Money
  • Chapter 33 Never Have More than Two Credit Cards
  • Chapter 34 Know Your Debt Level
  • Chapter 35 Check Your Credit Report Regularly
  • Chapter 36 When You Pay with Credit and Are Reimbursed with Cash, Run to the Bank
  • Chapter 37 Never Get a Car Loan for Longer than Three Years
  • Chapter 38 Never Go to a Rent-to-Own Store
  • Chapter 39 Get a Debt Consolidation Loan Only If You Follow These Rules
  • Chapter 40 Spend Student Loans Only on School Expenses
  • Chapter 41 Develop a Credit History During College
  • PART V Till Debt Do Us Part
  • Chapter 42 Share Your Financial Situation with Your Roommate
  • Chapter 43 Divorce Should Never Be About Money
  • Chapter 44 Check Your Future Spouse’s Credit Report
  • Chapter 45 Don’t Start Your Married Life with Excessive Wedding Debt
  • Chapter 46 Don’t Have Children Before You Can Afford Them
  • Chapter 47 Always Discuss Major Purchases with Your Spouse
  • Chapter 48 Don’t Hide Purchases from Your Significant Other
  • Chapter 49 Get Married and Stay Married
  • Chapter 50 You Can’t Buy Love
  • PART VI The Rainy Day: Finding Your Umbrella
  • Chapter 51 Have an Emergency Fund
  • Chapter 52 Never Hide from the Bill Collector
  • Chapter 53 Never File for Bankruptcy Without Considering All the Options
  • Chapter 54 Balance Your Checkbook
  • Chapter 55 Don’t Wait to Win the Lottery
  • Chapter 56 Never Go to a Credit Repair Clinic
  • Chapter 57 Never Go to a Payday Loan Store
  • Chapter 58 If You Have an Overspending Addiction, Seek Help
  • Chapter 59 Be Prepared for Worst-Case Scenarios
  • Chapter 60 Resist Panic Decisions When the Market Is Down
  • Conclusion
  • Index