Book description:A financial first-aid kit that helps you patch up your credit and live debt-free
Repair Your Credit and Knock Out Your Debt is a godsend for the 75 million Americans currently trying to dig their way out from under crushing debt. Written in association with Springboard, a leading not-forprofit financial services organization that, since 1974, has helped 4 million consumers get out of and stay out of debt, this results-oriented handbook is a gold mine of proven debt-management strategies and techniques. Drawing upon Springboard's expertise, Jeff Michael walks readers through all the steps to achieving a debt-free existence. He also offers expert advice for the debt-challenged reader on how to deal with foreclosures, evictions, repossessions, costly emergencies, child-care expenditures, and more. Readers learn how to:
Get out of debt as quickly as possible, under virtually any circumstance
Get copies of credit reports and fix what's wrong
Control spending and live debt-free
Restore a line of credit
Cope with the emotional burdens of debt and develop a positive attitude about money
Stop being pushed around by collection agents
Make sense of complex credit and debt legislation and regulations
Expert Advice on How to Relieve the Pressure of Bad Credit and High Debt
Bankruptcy filings have hit record highs, revolving debt has risen 25% in the past five years, and as many as 75 million Americans owe too much money. Are you one of them? Chances are if you're even looking at this book, you are.
Whether you're a single mother who owes $1,500 or a CEO $150,000 in the hole, Repair Your Credit and Knock Out Your Debt is a prescription to financial well-being. Created in participation with the non-profit credit management company Springboard, this practical handbook will help you get out of debt and stay out of debt. Experts in the field have come together to help you:
Control spending and restore credit
Get copies of your credit rating and fix what's wrong
Understand key legislation and know your legal rights
Handle foreclosures, evictions, child-care costs and more
Forge a new, healthy relationship with your bank
Discern between those who can help you and those who want to scam you
Conquer your fear of collection agencies
And at long last develop a positive attitude about money!
